Debt is an impediment to having options.
Debt is a nuclear button that can wipe you out.
Debt is always a bad thing. Period.
Except, that having zero debt can give you so many options that you lack focus.
A little debt can keep you away from distraction.
It makes you think about backup plans, rainy day funds, and cutting bloat.
It’s hard to learn the value of money without feeling the power of its scarcity, and a little debt is a constant reminder that you can’t get too comfortable.
A little bit of debt is will help you focus.
Focus is a good thing.